Moving Insurance

around the clock moving & storage dallas movers
around the clock moving & storage dallas movers

Full Value Protection

Under Full Value Protection, your mover is liable for the replacement value of lost or damaged goods in your entire shipment. This is the more comprehensive plan available for the protection of your belongings. Unless you select the alternative level of liability described below—Released Value—your mover will transport your shipment under the Full Value Protection level of liability. If any article is lost, destroyed or damaged while in your mover’s custody, your mover will, at its discretion, offer to do one (1) of the following for each item:

  • Repair the item
  • Replace with a similar item
  • Make a cash settlement for the cost of the repair or the current market replacement value

Under this option, movers are permitted to limit their liability for loss or damage to articles of extraordinary value, unless you specifically list these articles on the shipping documents. An article of extraordinary value is any item whose value exceeds $100 per pound (such as jewelry, silverware, china, furs, antiques). Ask your mover for a written explanation of this limitation before your move.

The exact cost for Full Value Protection varies by mover and may be subject to various deductible levels of liability that may reduce your cost. Ask your mover for written details of their Full Value Protection plan.

Released Value Protection

The most economical protection available is Released Value, since it is offered at no additional charge. However, the protection is minimal. Under this option, the mover assumes liability for no more than 60 cents per pound per article. For example, if your mover lost or damaged a 10-pound stereo component valued at $1,000, you would only receive $6.00 in compensation (60 cents x 10 pounds).

There is no additional charge for Released Value. However, you must sign a specific statement on the bill of lading or contract agreeing to it. But remember, it compensates you according to the weight of the item, not its actual value. And, if you do not select Released Value, your shipment will automatically be transported at the Full Value Protection level of liability and you will be assessed the applicable charge.

Full Value Protection and Released Value are not insurance policies governed by state insurance laws; instead, they are Federal contractual tariff levels of liability authorized under Released Rates Orders of the Surface Transportation Board of the U.S. Department of Transportation.

Third-party Insurance

If you select Released Value, some movers may also offer to sell or obtain for you separate liability insurance. The cost of this insurance is not included in the basic move and must be purchased separately by you. This is not valuation coverage governed by Federal law—it is optional insurance regulated by state law.

If you purchase this coverage, the mover remains liable for the amount up to 60 cents per pound per article; but the rest of the loss is recoverable from the insurance company up to the amount of insurance you purchased. Your mover is required to issue the policy or other written record of the purchase and provide you with a copy at the time of purchase.

You also have the option of purchasing insurance from a third-party insurance company. Before purchasing insurance, check your homeowner’s insurance policy to see if you’re already covered.

Check out this brochure for more information.

Head to Baker International to purchase insurance online.
bake_logo

Frequently Asked Questions

How much do movers cost in Dallas?

Moving costs can vary based on factors like the distance of your move, the size of your home, and any additional services you may need. At Around the Clock Movers, we offer transparent pricing with no hidden fees, so you always know what to expect.

How far in advance should I book a moving company?

It’s best to book your moving company at least 4–6 weeks in advance, especially during busy seasons like summer or at the end of the month. Around the Clock Movers offers flexible scheduling, but the earlier you book, the better chance you have of securing your preferred moving date.

What services does your moving company offer?

Around the Clock Movers offers a full range of professional moving services to meet your needs. We handle residential, commercial, and apartment moves, and also provide packing services, specialty moving for items like pianos and antiques, as well as both local and long-distance relocations. No matter the size or type of move, our team is here to make it seamless and stress-free.

What areas do you serve?

Around the Clock Movers proudly serves the Dallas-Fort Worth Metroplex and surrounding areas. We provide professional moving services in Dallas, Fort Worth, Plano, Frisco, McKinney, Mesquite, Arlington, and nearby cities including Allen, Garland, Highland Park, Irving, Richardson, Rockwall, and Rowlett. Whether you’re moving across town or to a neighboring city, we’re here to help make your move stress-free.

Is your company insured?

Yes, Around the Clock Movers is fully licensed and insured, giving you peace of mind knowing your belongings are protected throughout the moving process. We take every precaution to ensure a safe and professional experience from start to finish.

around the clock moving & storage residential movers

Get a Free Moving Quote Today

Around The Clock Moving & Storage specializes in residential and commercial moving for clients throughout the Dallas metro area.